Buying Guide

Coverage Type

What does it cover?

The following coverages are offered as part of every policy.
Collision Protect your car against damage caused by a collision with another car.
Comprehensive Protect your car against damage caused by other events, like theft or fire.
Bodily Injury / Property Damage Liability Covers damage caused by you in an auto accident and protects your assets in case of a lawsuit.
Uninsured / Underinsured Property and Bodily Injury Covers repair / medical bills for an accdent that is caused by a driver who has no insurance or doesn't have enough coverage.
The following coverages may also be offered as part of a policy.
Medical Payment / Personal Injury Protection Covers medical bills if you or your passengers are seriously hurt in an accident.
Rental Reimbursement Covers the cost of a rental car if you have a claim.
Towing Cover the cost associated with having your vehicle towed if you have a claim.